Credit Cards

How to Know When to Close a Credit Card

The general consensus is that you shouldn’t close credit card accounts because they help boost your score by showing that you have a credit history that expands over time. However, there are definitely times when it’s more beneficial to close an account rather than keep it open. Here are occasions when you might want to […]

Credit Cards Where the Fee Is Worthwhile

When a credit card has a fee, most people steer clear. However, if you’re utilizing the benefits enough to make that fee something to not even bat a lash at, then you’re doing it right. Here are a few cards where the fee is well worth it. Citi Hilton HHonors Reserve with a $95 fee. […]

How to Get a $0 Balance

Credit card debt is a massive pain, and during the holidays it can feel especially heavy. But getting that $0 balance isn’t impossible, and getting it might be the best holiday gift you can give yourself. Here are a few steps to try and do so. Set a budget and stick to it. Negotiate to […]

Best Credit Cards for Renovators

Planning to renovate? Well, you might find that some credit cards are actually better than others for that task. Traditional credit cards are great, especially if they have bonus points within the first year. The Chase Sapphire Preferred card gives 50,000 points if you spend $4,000 within your first three months. The Discover it Match […]

Bad Credit? Here Are 3 Credit Cards That Will Give You A Shot!

When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit. Here are 3 credit cards […]